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A credit card is a small plastic card issued to users as a machine of price. It lets in its holder to shop for items and services primarily based on the holder's promise to pay for those goods and services. The provider of the card creates a revolving account and grants a line of credit score to the patron (or the user) from which the consumer can borrow money for payment to a service provider or as cash improve to the person.We measure the impact of charge with credit score card compared with cash on insurance enterprise employees’ spending on lunch in a cafeteria. We exogenously modified some diners' price medium from coins to a credit card through giving them an incentive to pay with a credit card. Surprisingly, we find that credit cards do now not boom spending. However, using credit playing cards has a differential effect on spending for revolvers and comfort customers Revolvers spend much less while prompted to spend with a credit card, while comfort users display the other pattern.