Attitudes Towards Indebtedness and Relationship with the Psychological Well-Being of Postgraduate Students at Temuco

Main Article Content

Dr. Pablo Müller-Ferrés, Dr. Nathaly Vera-Gajardo, Juan Carlos Beltran-Véliz, Karen Antiqueo, Claudia Lepiman, Cristina Neira


Globalization has impacted the dynamics of relationships within Chilean society, with important changes at all levels, both social, cultural, and economic, where emphasis has been placed on practices associated with consumption and indebtedness. The purpose of the research was to know the relationship between attitudes towards indebtedness and psychological well-being, for postgraduate students of Temuco. A non-experimental exploratory cross-sectional research design was used, with a correlational explanatory scope. The information was collected through the measurement instrument that allowed measuring attitudes towards indebtedness through 2 dimensions: austere and hedonistic, and on the other hand, an instrument which allowed measuring psychological well-being through 6 dimensions: self-perception, positive relationships, autonomy, mastery of the environment, personal growth, and purpose in life. The results indicate that there is a relationship between attitudes towards indebtedness and psychological well-being in postgraduate students. It was determined that the hedonistic profile has an inverse relationship with some dimensions of psychological well-being such as autonomy, personal growth, and mastery of the environment, while the austere profile is directly related to the dimension, positive relationships, corresponding to psychological well-being.

Article Details